Auto insurance protects you and your family against financial loss in the event of an accident by covering the injuries and damages for which you are legally responsible. This often includes repairing or replacing your vehicle when it is damaged or stolen.
The state only requires a certain minimum coverage amount, but it may not be enough to pay for all the damages that result from an accident. Any additional expenses will be paid out of pocket by the legally responsible driver. You need to protect your family against such financial liability, and this means making sure that you’re properly insured.
Protects you against financial loss associated with legal liabilities arising from an accident that you cause.
Covers the expenses associated with the injuries or deaths for which you are legally responsible.
Covers the expenses associated with damaging the personal property of another person.
Reimburses you for the amount needed to repair or replace your vehicle in the event of a collision.
Protects you against financial loss resulting from things like fire, theft, riots, animals, storms, earthquakes, and floods.
Protects you against financial loss in the event that you are involved in an accident with a motorist who has little or no insurance, including a hit-and-run driver.