Property Insurance

Business property insurance protects your assets against unexpected occurrences such as fire, hail, windstorms and other natural disasters. While other policies may be optional, this type of policy is an essential component of risk management for small businesses because it provides coverage for the following: the building, personal property, and business income, among others. Quite simply, business property insurance will help get your business running again in the event of a covered loss.

Coverage Options

The three main components of business property insurance are building coverage, business personal property coverage, and business income coverage.

Building coverage ensures that your physical business locations are repaired or rebuilt quickly following a coverage loss, and loss of income will essentially be minimized or avoided altogether.

Business personal property insurance will help you replace any property your own or create for sale – from equipment and tools to uniforms and inventory. This coverage is important because the assets within your building are often just as valuable, if not more valuable, as the building itself. No business owner should be without business personal property insurance.

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