Liability Insurance

As a business owner, you’re liable for the unintentional accidents or injuries in which you or your employees are involved. Such liabilities can result in severe financial loss, but business liability insurance can help businesses mitigate potentially devastating lawsuits by covering the associated cost of legal defense and damages you are obligated to pay up to the policy limits.

Generally speaking, business liability insurance provides automatic coverage for premises and operations, products and complete operations, and employment practices liability, as these elements are most susceptible to unpredictable lawsuits.


Premises and operations coverage provides protection against accidents and injuries that result from daily operations, such as a customer falling in your store. With business liability insurance, you’ll be covered for any resulting expenses and lawsuits.

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